What is Uplat?
We started Uplat to correct the pattern in the Nigeria credit space that enslaves users. They lure us in with the perks of instant loans, but end up costing us as much as 60 to 70% in interest rates.
With Uplat, you’ll never owe more than you agree to up front. Instead, you’ll always get the cheapest interest rates (7% and below), most flexible, transparent, and convenient way to pay over time.
It is all about
User First
Platform
Uplat app is built with full focus on you. Our platform is built around the real needs of everyday users—simplicity, flexibility, and control.
Use
Anywhere
With Uplat, you’re never limited. Shop online, pay in-store, or withdraw from any ATM—your Uplat prepaid card works everywhere. Whether it’s a local market, a retail chain, or your favourite e-commerce site
Merchant Growth
Your Success
Our Mission
At Uplat, we don’t just cater to users, we empower merchants as well. Our platform is designed to help you grow, compete, and thrive. With instant payment settlements, increased customer conversion, and real-time transaction tracking, Uplat ensures you get the support and tools you need to succeed. Because when you win, we all win.
Great Discounts, Pay Online and in Stores, all Instantly. No Delays.
